CMN do Banco Central aprovou a Resolução nº 3.972 que dispõe sobre cheques, devolução e oposição ao seu pagamento, com o objetivo de aumentar a segurança, a transparência e a credibilidade desse instrumento de pagamento.
Desde 28 de abril os bancos estão obrigados a adotar procedimentos próprios para o fornecimento de cheques aos correntistas e criar mecanismos para inibir práticas como cancelamentos indevidos e uso de folhas de cheques roubadas. Dessa forma, as instituições financeiras devem informar claramente aos seus clientes quais são os critérios para o fornecimento e uso do cheque, além de manterem os correntistas orientados sobre as medidas necessárias, no caso de descumprimento do contrato.
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